AI-Powered Consumer Lending
Smarter loans, powered by AI
Cashew Capital pairs competitive rates with Cashew Advisor — an AI assistant that handles pre-qualification, repayment planning, and credit counseling. Fully automated, no human in the loop.
How It Works
From conversation to cash in four simple steps
Chat with Cashew Advisor
Tell our AI assistant about your financial goals — loan amount, income, and credit situation. No forms, just a conversation.
Get Instantly Pre-Qualified
Cashew Advisor analyzes your profile in seconds and returns a pre-qualification decision with estimated rates and terms.
Review Your Repayment Plan
See a personalized repayment schedule with monthly payments, total interest, and payoff timeline before you commit.
Receive Your Funds
Once approved, funds are deposited directly to your bank account — typically within one business day.
Lending Products
Flexible financing options tailored to your needs
Personal Loans
Borrow $1,000–$50,000 for any purpose — home improvements, medical expenses, or major purchases. Fixed rates, no hidden fees.
From 6.99% APR
Debt Consolidation
Combine high-interest credit card balances into one manageable monthly payment. Save on interest and simplify your finances.
From 5.99% APR
Credit Building
Build or rebuild your credit with a structured loan designed to report positive payment history to all three bureaus.
From 8.99% APR